5 Ways HSAs Can Help With Your Retirement

See how HSAs can be a tax-efficient part of your retirement planning.

Key takeaways

• HSAs offer a number of benefits beyond spending for the short-term, such as saving for longer-term qualified medical expenses, including those in retirement.
• Because an HSA is one of the most tax-efficient savings options available, consider contributing the maximum and paying for current health care expenses from other sources of personal savings.
• Consider investing a portion of your HSA assets intended for long-term savings in an asset mix that works in conjunction with your other retirement assets.

You may be familiar with health savings accounts (HSAs) as a way to cover healthcare costs with pre-tax dollars. But this tax-efficient savings vehicle can also be used as a powerful tool for retirement savings.

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Fed Chair Powell’s 1970s Lesson Casts Doubt on Quick Pivot

Federal Reserve chief Jerome Powell, in his much-anticipated Jackson Hole, Wyo., speech, said Friday that policymakers can’t let their guard down too early, or they’ll risk letting high inflation become entrenched. After release of the transcript, the S&P 500 turned sharply lower.

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How a Financial Plan Helps You Endure Market Volatility

Although most investors remain constructive on markets over the long-term, periods of volatility–often the result of significant economic stress–are common. The best way to maintain perspective is to have a plan. Through planning, we can assess the effects of periodic down markets on your ability to realize your objectives. If your plan can not weather the down turns, it does not represent a viable financial strategy.

How a Financial Plan Helps You Endure Market Volatility (for future Insights, etc.)

Seller Beware

Seller Beware: US Homebuyers are backing out of deals at the highest rate since the start of the pandemic – here’s what that means for real estate.

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Market Perspectives

What a difference just a few months can make. U.S. markets ended 2021 on an almost unprecedented high note. This year, falling valuations and rising interest rates have actually boosted some long-term return expectations. Vanguard recently increased its forecast for the next 10 years by approximately 1 percent for equities (stocks) and 1.5% for fixed income (bonds).

Market Perspectives

Student of the Market July 2022

Student of the Market July 2022

Estate Planning for America’s Wealthiest Investors

Estate Planning for America’s Wealthiest Investors

Estate planning is something that many investors avoid at all costs, after all, who wants to talk about death and dying? Skipping this important step in financial planning can have disastrous consequences for investors, including those investors at the highest levels of wealth. A lack of proper estate planning can result in estates potentially losing millions of dollars or struggling with being able to obtain access to millions.

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What Is Herd Behavior, and Why Does it Impact My Money?

In times of market turbulence, it’s natural to want to follow the crowd. But unfortunately, the crowd is usually running in the wrong direction.

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Don’t Panic, Plan It

We frequently stress the importance of planning. A well-conceived, comprehensive plan is the best investment policy statement you will ever have. Through planning, you can understand how periods of significant volatility—like the current market downturn–may impact your long-term financial objectives. Click below to learn more.

Don’t Panic, Plan It