November 2025 – Insights by CAM

Memo: The Parable of the Boiling Frog — and What It Teaches Us About the U.S. Deficit

There’s an old parable about a frog placed in a pot of cool water. If the water is heated gradually, the frog fails to notice the rising temperature until it’s too late. The story, though biologically inaccurate, carries an important message: small,… Read More

Category: Investment Planning, Market Commentary

Retail experts predict most shoppers will spend less this holiday

by J. Eric Rice, CFP(R), ChFC(R)

The holiday season brings ample opportunities for consumers to spend their cash on a variety of gifts, but with pressure building on people’s budgets from tariffs to inflation, Americans’ spending is expected to slow this year. The National Retail Federation forecasts Americans… Read More

Category: Investment Planning

Tax-Saving Moves You Can Make Before Year-End

by J. Eric Rice, CFP(R), ChFC(R)

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end. Tax Day may still be months away, but there are plenty of tax-planning strategies you can consider before then to… Read More

Category: Investment Planning, Market Commentary, Tax Planning

Month: November 2025

Memo: The Parable of the Boiling Frog — and What It Teaches Us About the U.S. Deficit

Retail experts predict most shoppers will spend less this holiday

Tax-Saving Moves You Can Make Before Year-End

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